The grace period is ending.
VAMP is Here.
Is your business compliant with the Visa Acquirer Monitoring Program? We can help
Visa's new Acquirer Monitoring Program (VAMP) enforcement officially begins on October 1, 2025 – with stricter thresholds coming in 2026. This means that Visa will start imposing fees and penalties on merchants who exceed the newly established VAMP thresholds for chargebacks and fraud, and (brace yourself) they’re significant.
Did you know?
You can immediately & dramatically improve your VAMP Ratio by adopting pre-dispute resolution technologies that stop disputes from ever becoming chargebacks
Our DEFLECT and RESOLVE solutions set you up to
become a VAMP Champ!
Eliminate chargebacks before they start with our DEFLECT solutions. The best defense against first-party fraud
Compelling Evidence 3.0
Order Insight
Consumer Clarity
Get advanced warning of incoming disputes and reconcile them using automated resolutions with RESOLVE – our chargeback alert solution suite
Visa RDR
Verifi CDRN
Ethoca Alerts
Did you know?
You can immediately & dramatically improve your VAMP Ratio by adopting pre-dispute resolution technologies that stop disputes from ever becoming chargebacks
Our DEFLECT and RESOLVE solutions set you up to
become a VAMP Champ!
Eliminate chargebacks before they start with our DEFLECT solutions. The best defense against first-party fraud
Compelling Evidence 3.0
Order Insight
Consumer Clarity
Get advanced warning of incoming disputes and reconcile them using automated resolutions with RESOLVE – our chargeback alert solution suite
Visa RDR
Verifi CDRN
Ethoca Alerts
VAMP has changed AGAIN – are you up-to-speed?
If not, we have you covered!
Understanding VAMP is essential, in order to master it. We offer a free VAMP Toolkit for everything you need to know about the program including how ratios are calculated, what is considered acceptable, when penalties will be incurred, and best practices for remaining compliant.
Watch this YouTube video for Understanding the Latest VAMP Updates
Know the Risks, and the Protection
Setup your business for success!
Keep your chargeback ratios in check by deflecting disputes & eliminating chargebacks.
ChargebackHelp offers a downloadable VAMP Toolkit with everything you need to know!
Speak to one of our expert agents for your no obligation consultation.
No long-term contracts, transparent billing, and industry leading customer service.
How to Prepare for VAMP
VAMP compliance starts before the dispute.
Here’s how ChargebackHelp keeps you protected and proactive.
Use smarter billing descriptors
That help cardholders recognize transactions and avoid false disputes.
Compelling Evidence 3.0
Order Insight
Consumer Clarity
Catch Disputes Before They Become Chargebacks
Act in real time with pre-dispute Alerts that stop TC40s from turning into damaging chargebacks by issuing refunds.
Visa RDR
Verifi CDRN
Ethoca Alerts
Reduce Cardholder Friction Across the Lifecycle
A clean experience means fewer disputes. Let’s optimize your customer journey from checkout to resolution.
Your Trusted Partner
ChargebackHelp has guided merchants through every major credit card issuer compliance update. With VAMP, we’re already helping thousands of businesses stay ahead of the curve.
Proven results across eCommerce, fintech, SaaS, and high-risk verticals.
Better billing descriptors via CE 3.0, Order Insight, and Consumer Clarity.
Proactive alerts via Visa RDR, Verifi CDRN, and Ethoca.
Minimize customer friction across the purchase lifecycle.
Expert consultants ready to review your setup and advise best practices.
VAMP enforcement
begins October 1, 2025
Don’t Wait Until It’s Too Late. Protect Your Business Now.
VAMP enforcement begins October 1, 2025. Waiting means risking frozen funds, escalating fines, and lost approvals. ChargebackHelp equips you with proactive defense, automation, and expert support, so you stay compliant, protected, and profitable.
About VAMP
VAMP replaces Visa’s VFMP and VDMP programs with one stricter, global standard.
Key Changes from the May 15, 2025 Update:
1
All disputes count
Even those previously excluded now affect your ratio.
2
Higher minimums
Enforcement begins at 1,500 cases, not 1,000.
3
Fraud + disputes combined
Fraud is now directly tied to your compliance.
4
Exemptions matter
Pre-dispute resolution technologies are now mission critical tools.
About VAMP
VAMP replaces Visa’s VFMP and VDMP programs with one stricter, global standard.
Key Changes from the May 15, 2025 Update:
1
All disputes count
Even those previously excluded now affect your ratio.
2
Higher minimums
Enforcement begins at 1,500 cases, not 1,000.
3
Fraud + disputes combined
Fraud is now directly tied to your compliance.
4
Exemptions matter
Pre-dispute resolution technologies are now mission critical tools.
ChargebackHelp provides merchants with full-spectrum coverage against transaction disputes.